UltraPlan — Your Complete Canadian Financial Plan

Everything You Need to Plan Smart

Powerful financial tools that actually make sense — no jargon, no bank connections.

🎯

Monte Carlo Simulations

Run 1,000+ scenarios. Know your odds of reaching every goal.

📊

Tax Bracket Visualizer

See exactly where every dollar is taxed. Federal + provincial.

🔥

FIRE Calculator

Find out when you can retire early. Track your journey.

🔥 2041

🏠

Rent vs. Own

The math behind your biggest decision — clear and unbiased.

🛡️

Insurance Analysis

Know exactly how much coverage you need — life, disability, critical.

✓ Covered

📈

Net Worth Projections

Watch your wealth grow year by year with confidence bands.

🔒

Privacy First

No bank links. No tracking. Your data stays on your device only.

🔐

🇨🇦

Canadian Tax Engine

CPP, OAS, RRSP, RESP, TFSA — all built in and automated.

🍁

See It In Action

Powerful tools that look as good as they work.

Net Worth

$487,230

Assets

$612,400

Debts

$125,170

Savings Rate

24.3%

$487KNet Worth

RRSP — $142,000 TFSA — $88,500 Home Equity — $180,000 Mortgage — -$125,170

Net Worth Projection (25 Years)

Expected Conservative 90% Confidence

Federal + Provincial Tax Brackets

15%

$0-$55K

20.5%

$55-$111K

26%

$111-$154K

29%

$154-$220K

33%

$220K+

💡 Your effective tax rate: 22.4% — You could save $3,200/yr with RRSP optimization

Financial Independence Trajectory

16 years

to FIRE

82%

success rate

$48K/yr

safe withdrawal

Why UltraPlan?

Built by Canadians who were tired of tools that don't get our tax system.

🧮

Not Just a Calculator

10 comprehensive tabs. Savings, debts, income, goals, insurance, projections — all connected.

🙅

You Are NOT the Product

No ads. No data selling. No tracking cookies. Ever. Your finances are yours alone.

📱

Works Without Internet

Install as an app. Plan anywhere, anytime. Your data never leaves your device.

Coming Soon 💑

Plan as a Couple

Joint planning with separate accounts. See the full picture together.

🍁

Real Canadian Tax Math

Federal + provincial brackets, CPP, OAS, RRSP room — all automated and up to date.

🎁

Free Forever

Core tool is free. No credit card. No trial expiry. Upgrade only if you want more.

UltraPlan vs. The Rest

See how we stack up against alternatives.

Feature	UltraPlan	Wealthsimple	Mint	Spreadsheet
Free core tool	✅	❌	✅	✅
Canadian tax engine	✅	❌	❌	Manual
Monte Carlo sims	✅	❌	❌	Complex
FIRE calculator	✅	❌	❌	Manual
No bank connection	✅	❌	❌	✅
Works offline	✅	❌	❌	✅
Privacy first	✅	❌	❌	✅
Insurance analysis	✅	❌	❌	❌
Advisor version	✅	❌	❌	❌

Overview

Savings & Investments

Real Assets

Debts

Income & Expenses

About You

Goals

Insurance & Risk

Projections

Calculators

Your Complete Canadian Financial Plan — In Minutes

Everything You Need to Plan Smart

See It In Action

Why UltraPlan?

UltraPlan vs. The Rest

Simple, Transparent Pricing

Ready to Take Control of Your Financial Future?

Your Complete Canadian Financial Plan — In Minutes

Everything You Need to Plan Smart

See It In Action

Why UltraPlan?

UltraPlan vs. The Rest

Simple, Transparent Pricing

Ready to Take Control of Your Financial Future?

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Thank you!